In business, executives often spend months modeling synergies, forecasting EBITDA improvements, and calculating cost savings. Yet the factor most likely to determine whether a merger, acquisition, or integration succeeds rarely appears in a spreadsheet: culture. The homebuilding industry offers a useful example. A structured, process-driven builder such as Beazer Homes and a more entrepreneurial organization […]

Christina Harmes discusses CRMP ethics, emotional intelligence with senior borrowers, and outreach that drives HECM for Purchase volume.

Lenders often mistakenly treat loan officer productivity as an individual trait, overpaying for top producers while ignoring the structural and operational factors that actually drive those results. By redefining productivity as an outcome of market alignment and investing in mid-tier originators, institutions can reduce costly turnover and achieve more sustainable, long-term growth.

One number released this past week says inflation is running away from the Federal Reserve’s 2% target. Another says it’s nearly there. At his confirmation hearing in April, Fed Chairman Kevin Warsh urged the central bank to pay more attention to lesser known gauges, turning what had been a technical debate among economists into a live question for policy.

Americans are voting with their feet, leaving high-tax blue states for lower-cost, Republican-led states and reshaping the nation’s economic and political map, according to new Census Bureau data. As states battle for residents and businesses, low-tax red states are attracting jobs, investment and population growth. Democratic-led states continue relying on higher taxes to fund public services and social programs, even as companies and wealthy residents move elsewhere.

According to Hippo Insurance's 2026 Homeowner Anxiety Report, 25% of homeowners say that homeownership-related anxieties have a high or extremely negative impact on their quality of life, with almost 1 in 5 saying that homeownership is their No. 1 stressor (on par with those who listed their careers or relationships in the top spot).